Data Scientist

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to revolutionize commerce globally to make moving money, selling and shopping, personalized and secure. 

Job Description Summary:

What you need to know about the role-
This role offers a unique opportunity to innovate and improve PayPal’s Pay Later credit risk strategy for the Germany Long Term Loan book.

Meet our team
PayPal's International Pay Later team is responsible for partnering with global business units to manage a variety of credit risk strategies. This is an exciting department that plays an important role in contributing PayPal's bottom line financial savings, ensuring safe and secure global business growth, and delivering the best customer experience. This opportunity is within the Credit Risk team.

Job Description:

Your way to impact

• This role offers a unique opportunity to innovate and improve PayPal’s Pay Later's credit risk strategy.
• Design, develop and maintain data-driven solutions for PayPal credit risk management.
• Make sound decisions that balance risk, user experience and financial performance.
• Exercise judgment in selecting methods, techniques and evaluation criteria for obtaining results on matters of significance to the business.
• Develop and automate tracking functionality that monitors volume and solution efficacy.
• Provide the appropriate framing of business problems, define project plans and work breakdowns, setting timelines and quality metrics for the project, and coordinating activities of cross-functional teams to deliver effective solutions.

Your day to day

In your day to day role you will

Optimise

• Drive improvements to loss performance and profitability with continual refinements to credit risk strategy
• Launch Champion / Challenger strategies to test and learn new approaches

Deliver

• Take strategy proposals through governance processes and work alongside implementation teams
• Work with Business and Product partners to launch new customer experiences

Insights

• Generate analytical insights to improve understanding of book performance and identify new opportunities for enhancements

Market Expertise

• Understand the competitive landscape to ensure risk methodologies are supporting PayPal's position in market
• Develop the product to ensure it meets the changing regulatory environments

What do you need to bring-

• Bachelor / Master’s degree with 4+ year professional experience.
• Data driven mindset with degree in a quantitative discipline such as Computer Science, Statistics, Mathematics.
• Proven experience in employing mathematical, statistical and data mining methods on real world problems
• Proficient in data mining and familiar with SQL, BigQuery, SAS, Python, etc.
• Must be an intuitive, organized analytical thinker, with the ability to drive analysis end to end
• Industry experience in payments, e-commerce, or financial services is a plus.
• Exceptional written and verbal communication skills to influence cross-functional teams.

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are:
Click Here to learn more about our culture and community.

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. For more information, visit https://www.paypal.com ,  https://about.pypl.com and  https://investor.pypl.com.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

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