Credit Risk Data Analyst

This position is within a subsidiary of the Desjardins Group called Collabria Financial Inc www.collabriafinancial.ca/. Collabria is a Canadian credit card issuer offering white-label card programs to Canadian credit unions that serve their consumer and commercial members. As a client-centric provider, Collabria focuses on delivering convenient, secure and valuable credit card programs. This helps the credit unions develop broader and deeper relationships with their members. What sets Collabria apart is its foundation in partnerships, collaboration and responsiveness. At Collabria, we are passionate about providing Canadian credit unions with unique credit card services to help them stay competitive against the big banks. Our services give credit unions the ability to personalize product offerings with their brands and enhance the overall experience for their members. We are a rapidly growing company with a lot of exciting openings and opportunities for career advancement. As a Credit Risk Data Analyst you will be tasked with optimizing the credit authorization process by researching and analyzing complex data in order to recommend the most suitable strategy to deliver our Corporate goals in accordance with the Risk Appetite. You will advise and assist partners as part of development initiatives. You will communicate the outcome of various analyses and recommend solutions to improve or optimize standards, policies and programs. Your projects and initiatives require extensive knowledge of the Credit Risk line of work. You help solve complex problems using your analytical skills and extensive knowledge of Collabria's line of business. You are fluent with the use of data-  crunching methodologies and associated technologies. Coordination is critical, so you will frequently interact with stakeholders working in other fields. Interpersonal savvy is also essential. More specifically, you will be required to :

• Analyze complex data sets to uncover trends, patterns, and correlations that provide valuable insight into business performance

• Evaluate the effectiveness of decisions through descriptive analysis and identifying areas of improvement

• Collaborate with cross- functional teams to understand business objectives and identify data-driven solutions and opportunities

• Carry out projects and initiatives related to Credit Risk Management

• Develop and maintain dashboards, reports, and visualizations to communicate key findings and trends to stakeholders

• Diagnose issues, challenges and needs to determine targeted outcomes

What we offer*

• Competitive salary and annual bonus

• 4 weeks of flexible vacation starting in the first year

• Defined benefit pension plan that provides predictable, stable income throughout retirement

• Group insurance including telemedicine

• Reimbursement of health and wellness expenses and telework equipment

* Advantages apply based on eligibility criteria.

What you bring to the table

• Bachelor’s degree in a related field

• A minimum of 4 years of relevant experience

• Strong SQL experience

• Please note that other combinations of qualifications and relevant experience may be considered.

• Data Management knowledge

• Knowledge of best practices using SAS, Power BI, CHS

• For vacant positions in Quebec, knowledge of French is required

• Proficient speaker, complete proficiency in English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients.  

Interpersonal Savvy

#LI-Hybrid

Trade Union

Non Syndiqué

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Family

Risk management (FG)

Unposting Date

2024-04-15