Data Scientist, Credit Risk
Remote in the United States
Stripe
Stripe powers online and in-person payment processing and financial solutions for businesses of all sizes. Accept payments, send payouts, and automate financial processes with a suite of APIs and no-code tools.Who we are
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.
About the team
We’re looking for an experienced data scientist to partner with the Credit Risk team to drive the use of data and models to measure and limit our credit risk, ensure high-quality decisions, and point towards future opportunities. If you are data curious, excited about modeling and deriving insights from data, and motivated by having an impact on the business, we want to hear from you.
What you'll do
- Act as an embedded partner to the Risk team, identifying and solving complex and ambiguous questions with data and modeling
- Plan and execute with partner teams on modeling initiatives to increase accuracy, automation, and explainability
- Build statistical and machine learning models to measure all aspects of risk
- Create metrics and dashboards for key performance indicators and deep dive to understand the drivers of those indicators
- Effectively communicate the outcomes of your analysis to key stakeholders
Who you are
We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
Minimum Requirements:
- 5 - 7+ years experience analyzing large data sets to solve problems and drive impact
- A PhD or MS in a quantitative field (e.g., Operations Research, Economics, Statistics, Sciences, Engineering)
- Expert knowledge of a scientific computing language (Python or R) and SQL
- Strong knowledge and hands-on experience with machine learning, statistics, and experimentation
- Experience in building scalable ETL solutions utilizing SQL, Presto, Spark and other tools
- Experience in working with multiple cross-functional teams to deliver results
- The ability to communicate results clearly
* Salary range is an estimate based on our AI, ML, Data Science Salary Index 💰
Tags: Credit risk Economics Engineering ETL Machine Learning ML models PhD Python R Research Spark SQL Statistics
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