Data Science Manager, Credit Risk
San Francisco, CA
Stripe
Stripe powers online and in-person payment processing and financial solutions for businesses of all sizes. Accept payments, send payouts, and automate financial processes with a suite of APIs and no-code tools.Enable Stripe’s growth and mitigate credit risk with modeling, data, and experiments
We’re working on making the global financial system programmable. This is one of the largest opportunities for impact in the history of computing, on par with the rise of modern operating systems. Enabling the realization of this opportunity and simultaneously controlling our credit risk exposure, the Credit Risk team plays a critical role in the company’s financial health.
We’re looking for an experienced data science leader to partner with the Credit Risk team as well as our Merchant Intelligence and Treasury teams to drive the use of data and modeling to measure and limit our credit risk, ensure high-quality decisions, and point towards future opportunities. The ideal candidate has experience in credit risk modeling, thinks creatively about measurement that leads to actionable outcomes, and values rigor in experimentation and modeling. Additionally, they communicate effectively with a variety of stakeholders and love leading teams and managing people.
You will:
- Partner with Risk and Merchant Intelligence leadership to set a vision for credit risk modeling at Stripe as well as the develop of credit risk interventions and detections
- You and your team will:
- Develop statistical and machine learning models as well as simulations to measure the full distribution of credit risk outcomes and detect potential credit risk
- Design fully automated systems that capture risk across millions of users in 120+ countries
- Use data and models to support the development of risk mitigation strategies and interventions while preserving and improving the user experience
- Evolve our risk metrics, the datasets to support them, and the measurement of causal impact of initiatives to improve them
- Develop and communicate the metrics narrative to Risk leaders as well as company leadership
- Shape and influence our data models and instrumentation to generate insights and develop new data products and models
- Lead, recruit and grow data scientists and data analysts, creating a healthy and high- performing team
You’d ideally have:
- 7+ years of data science/quantitative modeling experience, including at least 3+ years of management experience
- 3+ years experience in credit risk modeling
- A PhD or MS in a quantitative field (e.g., Statistics, Economics, Sciences, Engineering)
- Expert knowledge of a scientific computing language (such as R or Python) and SQL
- Expertise in statistics and experimental design
- Ability to communicate results clearly including with senior executives
Tags: Credit risk Economics Engineering Machine Learning ML models PhD Python R SQL Statistics
Perks/benefits: Career development Startup environment
More jobs like this
Explore more AI, ML, Data Science career opportunities
Find even more open roles in Artificial Intelligence (AI), Machine Learning (ML), Natural Language Processing (NLP), Computer Vision (CV), Data Engineering, Data Analytics, Big Data, and Data Science in general - ordered by popularity of job title or skills, toolset and products used - below.
- Open MLOps Engineer jobs
- Open Lead Data Analyst jobs
- Open Data Science Manager jobs
- Open Senior Business Intelligence Analyst jobs
- Open Data Manager jobs
- Open Data Engineer II jobs
- Open Sr Data Engineer jobs
- Open Principal Data Engineer jobs
- Open Data Analytics Engineer jobs
- Open Power BI Developer jobs
- Open Business Intelligence Developer jobs
- Open Junior Data Scientist jobs
- Open Data Scientist II jobs
- Open Senior Data Architect jobs
- Open Product Data Analyst jobs
- Open Sr. Data Scientist jobs
- Open Business Data Analyst jobs
- Open Manager, Data Engineering jobs
- Open Big Data Engineer jobs
- Open Data Analyst Intern jobs
- Open Data Quality Analyst jobs
- Open Data Product Manager jobs
- Open Azure Data Engineer jobs
- Open ETL Developer jobs
- Open Junior Data Engineer jobs
- Open Data quality-related jobs
- Open Business Intelligence-related jobs
- Open ML models-related jobs
- Open GCP-related jobs
- Open Data management-related jobs
- Open Privacy-related jobs
- Open Java-related jobs
- Open Finance-related jobs
- Open Data visualization-related jobs
- Open APIs-related jobs
- Open Deep Learning-related jobs
- Open PyTorch-related jobs
- Open Consulting-related jobs
- Open Snowflake-related jobs
- Open TensorFlow-related jobs
- Open PhD-related jobs
- Open CI/CD-related jobs
- Open NLP-related jobs
- Open Kubernetes-related jobs
- Open Data governance-related jobs
- Open Airflow-related jobs
- Open Hadoop-related jobs
- Open Databricks-related jobs
- Open LLMs-related jobs
- Open DevOps-related jobs