Sr. Data Scientist, Model Risk Management

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is an A.I.-powered digital banking platform that seeks to make financial health effortless for anyone. Driven by a mission to provide inclusive and affordable financial services, Oportun helps its nearly 1.5 million hardworking members meet their daily borrowing, savings, banking, and investing needs. Since inception, Oportun has provided more than $12 billion in responsible and affordable credit, saved its members more than $2 billion in interest and fees, and automatically helped members set aside more than $7.2 billion for rainy days and other needs. In recognition of its responsibly designed products, Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.

 

With headquarters in California and a remote-first corporate culture, our 3,000+ team members work in Oportun locations and remotely throughout the United States, Mexico, and India.  Our global operations include our Mexico contact centers and administrative offices, our India technology development center, and our US corporate, technology, and retail operations.

 

We are proud to have been named a “Top Workplace” by the Bay Area News Group for three consecutive years, one of Fast Company’s Most Innovative Companies in the World for 2020 and recognized as one of TIME Magazine’s 2018 Genius Companies Reinventing the Future.

 

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups and our Diversity, Equity, Inclusion and Belonging Council.

 

 

 

Responsibilities RESPONSIBILITIES:   - Perform independent model validation, annual model review, ongoing monitoring report review, required action item review/closure on the cutting-edge machine learning models. - Produce high-quality model validation reports, highlighting risks and limitations of the model in a concise manner. - Communicate to business audiences through verbal and written presentations describing the results of the validation findings and mitigation actions. - Work closely with business owner's/model users and developers to understand the business context for model use and facilitate the model approval process. - Stay up to date with regulatory expectations of model development, use, and validation activities. - Support Oportun’s the model risk management framework, including annual validation plans, model inventory, model risk ranking, and model risk governance. - Develop and maintain effective partnerships with key model stakeholders. - Support the coordination of model risk governance practices with the model users. - Attention to detail in both analytics and documentation. Qualifications QUALIFICATIONS - Master’s degree or PhD in Statistics, Mathematics, Computer Science, Engineering or Economics or other quantitative discipline (Bachelor’s degree with significant relevant experience will be considered). - 3+ years of practical quantitative programming experience with Python, R, and SQL. - 3+ years of experience in financial or credit risk modeling or validations. - Experience and knowledge of supervised and unsupervised machine learning methodologies, such as GBM, XGBoost, and NLP. - Excellent written and oral communication skills. - Strong stakeholder management and project management skills. - Good team player and willing to help and share. #LI-MM1 #LI-Remote  

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.