Sr. Data Analyst, Lending

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.
 Varo’s Analytics team is responsible for providing quantitative analysis, market expertise, and a strategic perspective to our partners throughout the organization. From optimizing marketing channels for acquiring new customers to uncovering drivers to push deeper customer engagement, the team focuses on delivering meaningful insights from data. As a member of the Analytics team, you will partner with stakeholders across several teams such as product, marketing, engineering, finance, and operations to understand and analyze data from all parts of Varo’s business to power these decisions.
 The Analytics team is lean, high functioning and impact-focused. If you can see different angles for business/product opportunities, synthesize large amounts of data, connect the dots amidst ambiguity, and want to deliver clear and measurable impact from day one, Varo welcomes you!

What you'll be doing

• Develop a deep understanding of the existing business and share insights around the key metrics that drive the company.
• Create & automate reports, iteratively build & prototype dashboards to provide insights at scale, solving for business priorities.
• Work with Lending and Credit Risk stakeholders to provide analytical support for ongoing needs and large initiatives.
• Conduct data analysis to make business recommendations (e.g. portfolio credit exposure, delinquency propensity models, forecasting, product feature analysis).
• Deliver effective presentations of findings and recommendations to multiple levels of stakeholders, creating visual displays of quantitative information.

You bring the following required skills and experiences

• 3+ years of experience in an analytical role providing business analysis, developing dashboards, and presenting results to leadership.
• 3+ years of experience in SQL queries, Tableau (and other BI tools), and day-to-day use of R/Python is a plus.
• Experience articulating business questions, scripting with SQL/Python to pull data from datasets, and adapt quantitative techniques to solve complex problems.
• Experience with credit analytics, risk assessment, measuring ROI of initiatives, and automating dashboards and reports to track business performance.
• Track record of successfully communicating data-driven insights.
• Solid understanding of statistical analysis.
• Distinctive problem-solving skills and impeccable business judgment.

We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you’re excited about the opportunity and willing to learn, we’d love to hear from you!
About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We’re a new kind of bank – all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. 
As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system.
We are growing quickly in our hub locations of San Francisco, Salt Lake City, and Charlotte along with colleagues located across the country. We have been recognized among Fast Company’s Most Innovative Companies, Forbes’ Fintech 50, and earned the No. 7 spot on Inc. 5000’s list of fastest-growing companies across the country.
Varo. A bank for all of us.
Our Core Values- Customers First- Take Ownership- Respect- Stay Curious- Make it Better
Learn more about Varo by following us:Facebook - https://www.facebook.com/varomoneyInstagram - www.instagram.com/varobankLinkedIn - https://www.linkedin.com/company/varobankTwitter - https://twitter.com/varobankEngineering Blog - https://medium.com/engineering-varoSoundCloud - https://soundcloud.com/varobank


Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
Beware of fraudulent job postings!Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo.  If you suspect you have received a phony offer, please e-mail careers@varomoney.com with the pertinent information and contact information.
CCPA Notice at Collection for California Employees and Applicants: https://www.varomoney.com/privacy-legal/