Senior Data Scientist

About UsFounded in 2005 as the first peer-to-peer marketplace lending platform in the U.S., Prosper was built on a simple idea: connect people who want to borrow money with those who want to invest. Since inception, Prosper has helped more than a million people gain access to affordable credit with over $20 billion in loans originated through its platform. Our mission is to help our customers advance their financial well-being through a variety of products including personal loans, home equity lines of credit (HELOC) and credit card. Our diverse culture rewards accountability and cross functional teamwork because we believe this encourages innovative thinking and helps us deliver on our mission.   We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!  
Our ValuesDiversity expands opportunitiesCollaboration creates better solutions Curiosity fuels our innovationIntegrity defines all our relationshipsExcellence leads to longevity Simplicity guides our user experience Accountability at all levels drives results
COVID-19 Vaccination PolicyProsper is continuing to grow our team during the COVID-19 pandemic, conducting fully remote hiring and onboarding processes. Our philosophy as a business is to approach the COVID-19 situation with empathy and urgency. Prosper’s top priority is the health and safety of our employees and of the communities we serve, including our customers, partners, prospects, and candidates. In accordance with this priority, along with our legal responsibility to provide and maintain a workplace that is safe and free of known hazards, we have adopted a COVID-19 Vaccination Policy which requires all of our employees to receive vaccinations, unless they have an approved accommodation.
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The RoleProsper is seeking a Senior Data Scientist for the Risk Analytics team. You will become a core contributor among a group of data scientists, credit strategy analysts and engineers in credit risk, verification, and marketing teams.

Problems You Will Solve

• Build industry-leading predictive models for managing credit and fraud risks
• Collaborate with engineers to deploy your models into a production environment
• Propose and execute solutions to ill-defined problems while maintaining business perspective
• Help the team with developing tools and workflow solutions to increase data science productivity
• Motivate and mentor other team members to grow their skills and careers
• Conduct ad-hoc analysis related to risk management, investor services, marketing, operations and corporate development
• Extract the most value out of data to significantly impact our key business metrics
• Assess utility and validity of new statistical approaches and data sources
• Advise on best practices and statistical methods for evaluating and measuring experiments

About You

• 2-5 years of experience in fintech and/or consumer lending applying statistical and machine learning predictive techniques (educational experience considered)
• Degree (M.S./PhD) preferably in statistics, computer science, engineering, physical sciences, economics or related technical field
• Expert knowledge in one of the statistical programming languages such as Python or R, and database languages such as SQL
• Demonstrated interest in cutting edge tech for practical data science
• Solid understanding of coding best practices and model documentation requirements
• Strong communication skills – ability to clearly and succinctly communicate technical subject matter to other team members and Senior Management team
• Strong interpersonal skills – collaborate with people across functions and develop strong relationships
• Ability to work unsupervised in fast-paced environment and tackle multiple projects in parallel
• Able to think within regulatory guidelines with a mindset toward reproducible research
• Self-motivated, results-oriented, enthusiastic, and a creative thinker

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Applicants have rights under Federal Employment Laws.Family & Medical Leave Act (FMLA)Equal Employment Opportunity (EEO)Employee Polygraph Protection Act (EPPA)  
California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA: https://www.prosper.com/plp/legal/privacy-notice-for-applicants/
At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.
Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.