Software Engineer (Machine Learning)

Remote Poland

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Affirm

With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm, Inc. proudly includes Affirm, PayBright, and Returnly. 

We've opened an office in Poland with a goal to hire a substantial team of talented engineers within the first year. Read more about our plans here.

Machine learning is a critical tool in this effort! As a member of the software engineering team, you will design, build, optimize, and support machine learning systems both offline and real time. You will also have the opportunity to partner with Data Science and product teams across Affirm, leveraging your machine learning and software development skills to solve challenging problems that will improve the financial lives of millions of people. 

What you'll do

  • Partner with Data Science and Product engineering teams to build production machine learning models; your models will decide who we lend to in real time, and how we interact with our existing customers 
  • Develop the core decisioning service supporting our machine learning models in production 
  • Optimize the decisioning service with respect to the accuracy of the underlying models, the latency of different 3rd party data sources, and the expected financial cost of those data sources 
  • Develop our understanding of new data sources and how they may improve our existing processes 
  • Design, develop, and deploy infrastructure for the training, testing, and serving of models at scale 
  • Work closely with Affirm’s credit, risk, and analytics teams to understand our risk modeling strategy and the business drivers underlying that strategy

What we look for

  • B.S. with 2-3 years of industry experience, M.S. with 1-2 years, or PhD
  • Deep understanding and experience with data engineering, data analysis, and statistical modeling, in the development of real-time services
  • Proficiency writing production-quality software following software engineering best practices, preferably industry engineering experience with machine learning projects (e.g. recommendation, ranking, optimization)
  • Strong foundation in machine learning with experience implementing and optimizing machine learning models
  • Hands on experience with Python, Spark, XGBoost, Airflow, and AWS (EC2, EMR, etc.) a plus
  • Ability to work efficiently both solo and as part of a team; willingness to learn new things
  • Passion and drive to change consumer banking for the better, while developing a deeper understanding of applied machine learning

Compensation & Benefits

We offer a competitive package, with some highlights listed below. However, the given figures are not guaranteed compensation ranges; rather, they are unbinding, approximate indications of what the salary may be for your awareness. The actual salary may be less than the lower range or greater than the upper range, depending on skills and experience. No employee is guaranteed salary at the amount of the lower range.

  • Targeted Gross Monthly Salary: 13,667 - 16,175 PLN
  • New hires who commence employment with Affirm before June 30, 2022, and are employed for one year, are eligible to receive 100,000 PLN as a sign-on bonus
  • Twic Wallet in the amount of PLN 1,280 / month - budget for expenses related to food, technology, and lifestyle
  • Generous time off policies
  • Learning & Development programs
  • Parental leave
  • Robust health benefits

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and can be located anywhere in the U.S. and Canada (with the exception of the U.S. Territories, Quebec, Yukon, Nunavut, and the Northwest Territories) unless the job indicates a different global location. We are currently building operations in Spain, Poland, and Australia.  Employees in remote roles have the option of working remotely or from an Affirm office in their country of hire, and may occasionally travel to an Affirm office or elsewhere for required meetings or team-building events. Our offices in Chicago, New York, Pittsburgh, Salt Lake City, San Francisco and Toronto will remain operational and accessible for anyone to use on a voluntary basis, subject to local COVID-19 guidelines.

All full-time jobs at Affirm (excluding interns and apprentices) are tied to a transparent grade-based pay range taking location into account. 

[Colorado Candidates] In accordance with Colorado’s Equal Pay for Equal Work Act, the grade for this position in Colorado is listed above. You can find the Colorado base pay range and benefits here.

If you got this far, we hope you're feeling excited about this role. Even if you don't feel you meet every single requirement, we still encourage you to apply. We're eager to meet people who believe in Affirm's mission and can contribute to our team in a variety of ways—not just candidates who check all the boxes.   Inclusivity:

At Affirm, People Come First is one of our core values, and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2021 DEI Report.

We also believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy, or the Affirm Employment Privacy Notice (EU) for applicants applying from the European Union, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Tags: Airflow AWS Banking Data analysis EC2 Engineering Machine Learning ML models PhD Python Spark Statistical modeling Testing XGBoost

Perks/benefits: Career development Competitive pay Health care Parental leave Salary bonus Signing bonus Team events Travel

Regions: Remote/Anywhere Europe
Country: Poland
Job stats:  14  3  0

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